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From: [email protected] (T.M.Haddock)
Subject: Re: Questions about insurance companies (esp. Geico)

In article <[email protected]>, [email protected] (David G. Wonnacott) writes:
|> I'm considering switching to Geico insurance, but have heard that
|> they do not assign a specific agent for each policy or claim.  I was
|> worried that this might be a real pain when you make a claim.  I have
|> also heard that they try to get rid of you if you have an accident.
|> 
|> I'm interestend in determining whether or not these things are true.
|> Has anyone out there with Geico made a claim?  I'd be interested in
|> hearing whether or not you were satisfied with the service and whether
|> you then had trouble renewing your policy.
|> 
|> I'm also interested in any good or bad stories about Liberty Mutual or
|> State Farm.


 Stay away from GEICO.

 A recent CAR & DRIVER issue has an article about GEICO giving free
 laser guns to police departments to increase they're speed limit
 enforcement.  The article also said that if you get a speeding ticket
 your premium will increase dramatically based on how much "over the
 limit" you were.  If I remember correctly, at "more than 20 over",
 you'll get something like a 65% increase. 

 If you have a radar detector, you will be denied coverage or dropped
 immediately. 

 One accident claim and you will be dropped.
 After many years with GEICO, my father who had 0 tickets and had made
 0 claims, had an accident and filed an $800 claim.  He was dropped 
 immediately.  Since then he has been with State Farm for years with
 no complaints.

 I have been with State Farm for about 20 years - no complaints.


 TRAVIS




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